Pet Insurance for Individuals

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Pet Insurance offered

Pets are a beloved part of the family, and it’s important to keep them safe and healthy


Protect Your Furry Family Members

Pet Insurance Underwritten and Issued by Independence American Insurance Company

Now more than ever, pets are playing a significant role in our lives and it is important to keep them safe and healthy. MetLife Pet Insurance1 can help you protect your furry family members against unplanned vet expenses for covered accidents and illnesses.

How does MetLife Pet Insurancework?

  1. Select and enroll in the coverage that’s right for you and your pet
  2. When a covered unexpected accident or Illness occurs, take your pet to the vet
  3. Pay the bill
  4. Submit the bill and your claim to us via our online portal, email, fax or mail
  5. Receive reimbursement if accident or illness is covered under the policy1

Why is pet insurance

You protect the things you are important to you. Why would your furry family members be any different?

Pet Insurance coverage options have several unique benefits, such as:

  • Flexible product offerings with straightforward pricing and deductible savings2
  • Quick 3-step enrollment and hassle-free claims experience
  • Among the shortest wait periods3 in the industry, and dogs and cats of all ages and breeds are covered
  • Multichannel support options
  • Coverage* ranges from accidental injuries and illnesses, surgeries and hospital stays, to hip dysplasia, chronic conditions like cancer, and alternative therapies like acupuncture

Did You Know?

Pet parents spend over $29.3B on vet care annually.4 24% have also gone into credit card or personal loan debt as a result.5

Tips for Keeping

As much as wed like to protect them


Keep your furry family members protected.

1 Pet Insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen’s policies are available. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.

2 With deductible savings, your pet's deductible automatically decreases by $25 each policy year that you don't receive a claim reimbursement. May not be available in all states. 

3 Accident coverage and wellness coverage (for those who select it) begin on the effective date of your policy. Illness coverage begins 14 days later.

Pet Industry Market Size & Ownership Statistics (

According to the 2019–2020 National Pet Owners Survey conducted by the American Pet Products Association (APPA).

* Provided all terms of the policy are met. Like most insurance policies, insurance policies offered by PetFirst Healthcare, LLC and underwritten by Independence American Insurance Company, contain certain exclusions, exceptions, reductions, limitations, and terms for keeping them in force in force.