Although not a bank account, your TCA functions similarly to a checking account in a bank, with respect to your account access and ability to withdraw your funds.
The easiest way to access your funds.
The debit card offers you a safe and convenient way to access your money. With the Visa debit card, you can make everyday purchases and payments and get cash from an ATM with no fees. Enjoy peace of mind knowing that you’ll receive a proactive SMS text alert message if we suspect fraud.
Your TCA is easy to manage, and if you need help, we’re here for you. You can register online for fast, convenient, and secure access to MetOnline. With MetOnline you can view your account balance, view your current crediting rate, download statements, and more. If you already have a TCA and would like to register for online access visit online.metlife.com and click Register Now.
Have additional questions? You can email us at any time at TCAService@metlife.com or call us Monday through Friday 8 a.m. through 6 p.m. ET and our dedicated US based customer support team can assist you.
Your TCA can serve as a legacy after your loss. You can use the funds for meaningful purchases or keep the account open and earning interest without using the funds, and then pass it along to your beneficiary(ies).
1 The Total Control Account (TCA) is not insured by the Federal Deposit Insurance Corporation (FDIC) or any government agency. The assets backing TCAs are maintained in MetLife’s general account and are subject to MetLife’s creditors. MetLife bears the investment risk of the assets backing the TCAs and expects to receive a profit. Regardless of the investment experience of such assets, the interest credited to Total Control Accounts will never fall below the guaranteed minimum rate. Guarantees are subject to the financial strength and claims paying ability of MetLife.
2 Testimonials are applicable to the individuals quoted. Your actual experience and results may differ. No one has been compensated for these testimonials. Photos do not represent actual MetLife customers or Total Control Account users.
3 The TCA is backed by the financial strength of MetLife. The assets backing the funds are held in MetLife's general account and are subject to MetLife's creditors. In addition, while the funds in the TCA are not insured by the Federal Deposit Insurance Corporation (FDIC), they are also guaranteed by your state insurance guaranty association. The coverage limits vary by state. You may contact the National Organization of Life and Health Insurance Guaranty Associations (www.NOLHGA.com or 703-481-5206) to learn more. To learn more about deposit insurance go to: FDIC: Understanding Deposit Insurance
*Special services fees may apply only for the following: draft copies ($2), stop payment of drafts ($10), overdrawn TCA ($15), and overnight delivery service ($25.)